Reverse Mortgage Counseling
CHES, Inc. is HUD-approved to provide mandatory phone and in-person counseling required by the Federal Housing Administration (FHA) for individuals considering a Reverse Mortgage (HECM). If you’re 62 years or older with minimal or no existing mortgage debt, connect with a certified reverse mortgage counselor to explore this potential financial opportunity.
During your counseling session with CHES, Inc., our knowledgeable counselor will guide you through the intricacies of reverse mortgages. This includes an explanation of how they function, the financial and tax implications, payment alternatives, and associated costs. Additionally, your counselor will spotlight available resources tailored to meet your financial needs. It’s important to note that CHES, Inc. Counselors operate independently of lending institutions or financial advisory roles.
Our counselor’s primary objective is to equip you with a comprehensive understanding of your options, empowering you to make well-informed decisions about your financial future.