Turning Visions Into Keys:

Homebuying, Where Dreams Meet Reality.

Homebuyer Education

CHES, Inc. Online Homebuyer Education is HUD approved, and designed to fit your busy schedule…in English or Spanish.


Money Management

Perfect for consumers wanting to improve their cash flow, decrease your debt, plan for future purchases and improve your credit scores.


Foreclosure Prevention

Helping homeowners who are experiencing financial difficulty better understand what foreclosure may mean is the platform for this course.


Post Purchase Homeownership

CHES, Inc.’s post-purchase course is designed to help you understand what happens after you move into your home.


Explore Solutions

Central to our philosophy is the firm belief that our clients’ needs are paramount and our entire team is deeply committed to addressing those needs.

Make Yourself At Home

CHES, Inc. maintains an aggressive pursuit to be a market leader by providing real solutions to families and individuals. CHES, Inc. will continually seek new opportunities to provide quality and innovative services to the communities we serve, through qualified and compassionate professionals who create and restore the realization of dreams.

Credit & Homeownership Empowerment Services, Inc. (CHES, Inc.) is a HUD Certified, 501(c)(3) nonprofit, public benefit organization, dedicated to empowering low to moderate income individuals and families with the knowledge and confidence necessary for long-term financial & homeownership success.

At CHES, Inc., our mission remains unwavering, and our focus has intensified. The demand for our services has never been more pressing, presenting an unparalleled opportunity to make a substantial impact.

Housing (millions)
Families Helped
Education Hours

Mastering Your Finances

Building Generational Wealth

Embark on a transformative journey towards financial mastery, a crucial step in building lasting generational wealth. By understanding the principles of effective financial management, strategic investments, and smart decision-making, you pave the way for a legacy of prosperity. Seize control of your financial destiny and empower future generations with the knowledge and tools to thrive. Start the journey to generational wealth by mastering your finances now.

Our Committment to Excellence…

CHES, Inc. is HUD Approved, and an adopter of The National Industry Standards for Homeownership Education & Counseling and The National Loan Modification Scam Alert Campaign. Each CHES, Inc. Adviser is committed to the National Industry Code of Ethics and Conduct for Homeownership Professionals. We are committed to providing excellence and measurable results to those we serve.

Our Partners