Protect Your Largest Investment
COVID-19 Mortgage/Rent Assistance
If you are in need of Mortgage or Rent Assistance, let us help you navigate the process. After all, your home is your largest single investment, so, when events happen that threaten your investment you need experienced, HUD certified loss mitigation / foreclosure prevention specialists on your side.
Since 2008 our HUD certified counselors have successfully negotiated hundreds of mortgage resolutions. Plus, we can help you stay on track once your mortgage is modified.
Remember, no organization can guarantee your loan will be modified, if you are denied, CHES, Inc. will be here to provide guidance and assist with all options available to you.
Recent studies indicate a 67% greater rate of success in receiving mortgage assistance when utilizing an experienced, HUD approved nonprofit agency like CHES, Inc., and borrowers are less likely to re-default after modification.
Our Mortgage and Rent Assistance Services Are Free and Confidential.
Our HUD Certified Counselors Assist With:
- CARES Act / COVID-19 Mortgage and Rent Assistance
- Fannie Mae and Freddie Mac Forbearance Programs
- FHA and FHFA Mortgage Relief Programs
- Programs for Unemployed
- FHA, Conventional, Fixed Rate, ARM and Hybrid Loan Modifications
- Short Sales
- Deed in Lieu of Foreclosure
Once you submit an Assistance Request form, one of our HUD Certified Counselors will contact you to complete and submit your assistance request. You will also be provided with a secure login to our client portal where you can securely communicate with your counselor, upload documents and track your file’s progress.
We are available via phone, online, or email throughout the entire process.
If you need assistance getting started, or have additional questions, please contact us at: 816-533-7417 or: mortgageassistance@chesinc.org
Foreclosure Frequently Asked Questions
If you have been the victim of a Loan Modification Scam, you should report the details to your State Attorney General. If you need assistance, visit www.loanscamalert.com
Credit & Homeownership Empowerment Services, Inc. has joined with the Loan Modification Scam Alert Campaign to help fight loan modification scams in our community.
Lenders want to see that you have a workable plan for staying on track. CHES Inc.’s Financial Fitness Program assists you with long term solutions. Our Advisers have had great success in helping families save their home, however, it’s important to keep in mind not every home is affordable, it’s a difficult reality, but we will guide you through the process and explain your options no matter the outcome. After-all, our goal is your long term success.
Studies have shown that following a comprehensive program such as the one offered by CHES Inc. provides a 60% greater chance of receiving a modification, and an even greater chance of maintaining one. Remember, no one can guarantee results, but by utilizing the right tools you can greatly increase your chance of success.
Call CHES, Inc. Today to Begin Improving Your Finances.
Financial Freedom…It’s Your Move!
1.816.533.7417
Certifications & Experience
CHES, Inc. Advisers are NeighborWorks Certified in Foreclosure Prevention, Financial & Credit Management, Education & Counseling, HUD Approved Homebuyer & Homeownership Education (including Pre & Post Purchase). Additionally, each Adviser has a background in real estate, responsible lending, and business & financial management.
Commitment to Excellence
CHES, Inc. is HUD Certified, and an adopter of The National Industry Standards for Homeownership Education & Counseling and The National Loan Modification Scam Alert Campaign. Each CHES, Inc. Adviser is committed to the National Industry Code of Ethics and Conduct for Homeownership Professionals. We are committed to providing excellence and measurable results to those we serve.