Call CHES, Inc. Today to Begin Improving Your Finances.

Financial Freedom...It's Your Move!


Home Buying & Home Ownership Programs

Programs Designed To Fit Your Needs


Home Buying & Home Ownership Programs

Home Buyer Education Course


Reverse Mortgage Counseling

Turn Equity Into Income


Foreclosure Prevention Services

Protect Your Largest Investment


Financial & Credit Programs

Financial Freedom Is Possible

Credit and Homeownership Empowerment Services Inc2018-07-23T18:27:27-05:00


We are about community, and strive to empower people every day!

CHES, Inc. (Credit & Homeownership Empowerment Services, Inc.) is a HUD Approved, 501(c)(3) nonprofit, housing, financial and credit organization. Our entire team is committed to helping you achieve financial freedom. CHES, Inc., it’s your move…

Discover What CHES, Inc. Can Do For You!

CHES - Financial & Credit Programs

Financial & Credit Programs

Recognizing the need for a results driven credit building and restoration program, the team at CHES, Inc. focused on providing financial education & coaching in conjunction with our credit restoration services.

CHES - Online Home Buyer Education

Online Home Buyer Education

Available 24/7, CHES, Inc. Online Home Buyer Education is designed to fit your busy schedule, simply proceed at your pace. It can be completed anywhere you have internet access, and is available in English and Spanish.

CHES - Home Buyer Education Course

In-Person Home Buyer Education

Our in-person, 8 Hour HUD Approved Home Buyer Education Course includes a confidential one on one home ownership counseling meeting with one of our HUD Certified advisers. Register today!

CHES - Reverse Mortgage Counseling

Reverse Mortgage Counseling

CHES, Inc. is approved by HUD (Department of Housing & Urban Development) to offer the FHA (Federal Housing Administration) required phone and in-person counseling for those seeking a Reverse Mortgage (HECM).

If you are 62 years or older, contact us to learn more about this potential financial resource.

CHES - Foreclosure Prevention

Foreclosure Prevention

Your home is your largest single investment, when events happen that threaten your investment you need experienced, certified Loss Mitigation Specialists on your side.

CHES, Inc. will be here to provide guidance and explain all options available to you, every step of the way.

New Program Coming in March

New Program Coming Soon

CHES, Inc. is rolling out an exciting new program soon. Stay tuned for more information.

Our Community Partners

At CHES, Inc, We can’t thank our Community Partners enough. Together we are taking an active part in improving & empowering our community.

Call CHES, Inc. Today to Begin Improving Your Finances.

Financial Freedom…It’s Your Move!


Certifications & Experience

CHES, Inc. Advisers are NeighborWorks Certified in Foreclosure Prevention, Financial & Credit Management, Education & Counseling, HUD Approved Homebuyer & Homeownership Education (including Pre & Post Purchase). Additionally, each Adviser has a background in real estate, responsible lending, and business & financial management.

Commitment to Excellence

CHES, Inc. is HUD Approved, and an adopter of The National Industry Standards for Homeownership Education & Counseling and The National Loan Modification Scam Alert Campaign. Each CHES, Inc. Adviser is committed to the National Industry Code of Ethics and Conduct for Homeownership Professionals. We are committed to providing excellence and measurable results to those we serve.

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