We Are About Community
We are empowering people just like you every day!
CHES, Inc. is a HUD Certified, 501(c)(3) nonprofit, housing counseling, financial empowerment organization, based on the belief that our clients’ needs are of the utmost importance. Our entire team is committed to meeting those needs.
Discover What CHES, Inc. Can Do For You!
Recognizing the need for a results driven credit building and restoration program, the team at CHES, Inc. focused on providing financial education & coaching in conjunction with our credit restoration services.
Your home is your largest single investment, when events happen that threaten your investment you need Experienced, Certified Loss Mitigation, Foreclosure Prevention Specialists on your side.
Home Buyer Education Course
Our 8 Hour HUD Approved Home Buyer Education Course includes a confidential one on one home ownership counseling meeting with one of our HUD Certified advisers.
CHES, Inc. is approved by HUD (Department of Housing & Urban Development) to offer the FHA (Federal Housing Administration) required phone and in-person counseling for those seeking to apply for a Reverse Mortgage (HECM).
If you are 62 years or older and have low or no outstanding mortgage debt, contact a professional reverse mortgage counselor to learn more about this potential financial resource.
Online Home Buyer Education
CHES, Inc. Online Home Buyer Education is designed to fit your busy schedule. It can be completed from anywhere you have internet access…in English or Spanish.
You simply proceed at your pace…start and stop at your convenience…until the course is completed.
FHA Back to Work Program
Under the new federal program called “Back to Work – Extenuating Circumstances”, if you have had a foreclosure, short sale, deed-in-lieu of foreclosure, or have declared bankruptcy you may qualify for a new home loan if you are back to work and can document the extenuating circumstances.
We’re here to help you complete the program qualifications.
Call CHES, Inc. Today to Begin Improving Your Finances.
Financial Freedom…It’s Your Move!
Certifications & Experience
CHES, Inc. Advisers are NeighborWorks Certified in Foreclosure Prevention, Financial & Credit Management, Education & Counseling, HUD Approved Homebuyer & Homeownership Education (including Pre & Post Purchase). Additionally, each Adviser has a background in real estate, responsible lending, and business & financial management.
Commitment to Excellence
CHES, Inc. is HUD Certified, and an adopter of The National Industry Standards for Homeownership Education & Counseling and The National Loan Modification Scam Alert Campaign. Each CHES, Inc. Adviser is committed to the National Industry Code of Ethics and Conduct for Homeownership Professionals. We are committed to providing excellence and measurable results to those we serve.