‘Tis the Season
It is time to Create Holiday Memories - Studies have shown experiences make people happier than material possessions. Offer time instead of things.
CHES, Inc. (Credit & Homeownership Empowerment Services, Inc.) is a HUD Approved, 501(c)(3) nonprofit, housing, financial and credit organization. Our HUD Certified team is committed to helping you achieve financial freedom. CHES, Inc., it’s your move…
In-person, HUD Approved Home Buyer Education Courses include a confidential one on one home ownership counseling meeting with one of our HUD Certified advisers. Register today!
Due to COVID-19, all in-person courses are suspended until further notice. Please visit our online course listed above.
CHES, Inc. is approved by HUD (Department of Housing & Urban Development) to offer the FHA (Federal Housing Administration) required phone and in-person counseling for those seeking a Reverse Mortgage (HECM).
If you are 62 years or older, contact us to learn more about this potential financial resource.
CHES, Inc. Advisers are HUD Certified in Foreclosure Prevention, Financial & Credit Management, Education & Counseling, HUD Approved Homebuyer & Homeownership Education (including Pre & Post Purchase). Additionally, each Adviser has a background in real estate, responsible lending, business & financial management.
CHES, Inc. is HUD Approved, and an adopter of The National Industry Standards for Homeownership Education & Counseling and The National Loan Modification Scam Alert Campaign. Each CHES, Inc. Adviser is committed to the National Industry Code of Ethics and Conduct for Homeownership Professionals. We are committed to providing excellence and measurable results to those we serve.